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What is an SR22 ?

Most people have little or no clue how to go about getting SR22 insurance after getting their driver's license suspended. In fact, some haven't even heard of it until after getting their licenses revoked due to causing a car accident without carrying insurance, had been pulled over for drunk driving, or has had too many unsettled traffic tickets. If you are in a similar situation, here are some very important information if you need to know what is an SR22.

What Is An SR22?

It is simply a form submitted by an auto insurance company, in the driver's behalf, to the state DMV or Department of Motor Vehicles, and is the part of the initial process to get your driving privileges reinstated. This form is also a way for the state to monitor the driving behaviors of risky motorists and ensures everyone's protection by requiring this drivers to carry enough car insurance coverage.

How Do I get One?

You must find an authorized car insurance company to file this form for you. Aside from paying some administrative fees, you'll also need to maintain the SR insurance coverage for at least three years, without any lapses or cancellations.

How Much Does It Cost?

Each car insurance company would have it's own way of determining your rate. That said, it would be to your advantage to shop around and compare rates from as many different carriers as you can find. SR22 policies usually cost more than a regular car insurance due to the fact that the insured is carrying a higher "risk" due to unsatisfactory driving behaviors (which is the reason why the license got suspended in the first place.)

The Web is a great place to begin your search for the best SR22 insurance. There are many dedicated websites that can help you find carriers specializing in SR22 filing and coverage. Doing this can save you precious time and effort in getting your driving privileges reinstated.

About the Author: What Is An SR22? Get more information and Run a free quote check, compare rates and get all the necessary information to help you get back on the road as quickly as possible. SR22 Insurance

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